/* ===== HERO ===== */
.loan-hero {
    position: relative;
    overflow: hidden;
    background: linear-gradient(135deg, var(--dark), var(--primary));
    padding: 50px 0 90px;
}

.loan-hero-pattern {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255,255,255,0.14) 1px, transparent 1px);
    background-size: 26px 26px;
    -webkit-mask-image: radial-gradient(circle at 70% 40%, rgba(0,0,0,0.5), transparent 65%);
    mask-image: radial-gradient(circle at 70% 40%, rgba(0,0,0,0.5), transparent 65%);
    pointer-events: none;
}

.loan-hero-glow {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(6px);
}

.loan-hero-glow-1 {
    top: -20%;
    right: -10%;
    width: 420px;
    height: 420px;
    background: radial-gradient(circle, rgba(85,171,215,0.32), transparent 70%);
}

.loan-hero-glow-2 {
    bottom: -25%;
    left: -10%;
    width: 340px;
    height: 340px;
    background: radial-gradient(circle, rgba(255,255,255,0.14), transparent 70%);
}

.loan-hero-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    align-items: center;
    gap: 40px;
}

.loan-hero-left {
    max-width: 720px;
}

/* FIX: eyebrow pill now matches services page (bold, uppercase, tighter size) */
.loan-hero-eyebrow-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 16px 7px 12px;
    border-radius: 30px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.22);
    color: var(--accent);
    font-size: 0.76rem;
    font-weight: 700;
    letter-spacing: 0.4px;
    text-transform: uppercase;
    margin-bottom: 16px;
}

/* FIX: removed max-width: 15ch so heading wraps to 2 lines like services page, line-height matched */
.loan-hero h1 {
    color: var(--white);
    font-size: 2.2rem;
    line-height: 1.18;
    margin-bottom: 12px;
}

.loan-hero-desc {
    color: #cfd9f0;
    font-size: 0.98rem;
    line-height: 1.65;
    max-width: 560px;
    margin-bottom: 22px;
}

.loan-hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 24px;
}

.loan-hero-actions .btn-light,
.loan-hero-actions .btn-outline-light {
    padding: 12px 24px;
    border-radius: 30px;
    font-weight: 700;
    font-size: 0.88rem;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: all 0.25s ease;
}

.loan-hero-actions .btn-light {
    background: var(--white);
    color: var(--primary);
}

.loan-hero-actions .btn-light:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 22px rgba(0,0,0,0.2);
    color: var(--primary);
}

.loan-hero-actions .btn-outline-light {
    border: 1.5px solid rgba(255,255,255,0.5);
    color: var(--white);
}

.loan-hero-actions .btn-outline-light:hover {
    background: var(--white);
    color: var(--primary);
}

/* ===== BREADCRUMB ===== */
.loan-breadcrumb {
    margin-top: 38px;
}

.loan-breadcrumb ol {
    list-style: none;
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
    margin: 0;
    padding: 0;
    font-size: 0.8rem;
}

.loan-breadcrumb li {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.55);
}

.loan-breadcrumb li:not(:last-child)::after {
    content: "/";
    color: rgba(255,255,255,0.3);
}

.loan-breadcrumb a {
    color: rgba(255,255,255,0.55);
    transition: color 0.2s ease;
}

.loan-breadcrumb a:hover {
    color: var(--white);
}

.loan-breadcrumb li[aria-current="page"] {
    color: var(--accent);
    font-weight: 600;
}

/* ===== HERO VISUAL — floating stat stack ===== */
.loan-stat-stack {
    position: relative;
    justify-self: center;
    width: 100%;
    max-width: 420px;
    height: 360px;
}

.loan-stat-main {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%) rotate(-2deg);
    width: 250px;
    background: rgba(20,32,55,0.55);
    border: 1px solid rgba(255,255,255,0.18);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border-radius: 18px;
    padding: 18px 20px 20px;
    text-align: left;
    box-shadow: 0 25px 55px rgba(0,0,0,0.3);
    animation: loan-drift-main 7s ease-in-out infinite;
    z-index: 2;
}

.loan-stat-main-head {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 16px;
}

.loan-stat-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: rgba(255,255,255,0.35);
}

.loan-stat-dot:first-child { background: #ff8a65; }
.loan-stat-dot:nth-child(2) { background: #ffd54f; }

.loan-stat-main-headtext {
    margin-left: auto;
    font-size: 0.64rem;
    font-weight: 600;
    letter-spacing: 0.4px;
    text-transform: uppercase;
    color: rgba(255,255,255,0.45);
}

.loan-stat-checklist {
    list-style: none;
    margin: 0 0 16px;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 11px;
}

/* FIX: checklist text size/line-height matched to services page */
.loan-stat-checklist li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--white);
    line-height: 1.35;
}

.loan-stat-check-icon {
    width: 18px;
    height: 18px;
    flex-shrink: 0;
    margin-top: 1px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--accent), #7fd4ff);
    color: var(--dark);
    display: flex;
    align-items: center;
    justify-content: center;
}

.loan-stat-main-footer {
    display: flex;
    align-items: center;
    gap: 10px;
    padding-top: 14px;
    border-top: 1px solid rgba(255,255,255,0.15);
}

.loan-stat-main-icon {
    width: 34px;
    height: 34px;
    flex-shrink: 0;
    border-radius: 10px;
    background: linear-gradient(135deg, var(--accent), rgba(255,255,255,0.2));
    color: var(--dark);
    display: flex;
    align-items: center;
    justify-content: center;
}

.loan-stat-main-footer span {
    font-size: 0.72rem;
    color: #cfd9f0;
    line-height: 1.3;
}

.loan-stat-chip {
    position: absolute;
    background: rgba(255,255,255,0.95);
    border-radius: 14px;
    padding: 12px 16px;
    box-shadow: 0 14px 30px rgba(0,0,0,0.22);
    text-align: left;
    min-width: 118px;
    animation: loan-drift 6s ease-in-out infinite;
    animation-delay: var(--delay, 0s);
    z-index: 3;
}

.loan-stat-chip .chip-value {
    display: block;
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.1;
}

.loan-stat-chip .chip-label {
    display: block;
    font-size: 0.68rem;
    color: var(--text-light);
    margin-top: 2px;
}

/* FIX: chip positions now match services page (svc-stat-chip) exactly, no more over-pushed negative offsets */
.loan-stat-chip-tl { top: 4%;  left: 2%; }
.loan-stat-chip-tr { top: 10%; right: 0%; }
.loan-stat-chip-bl { bottom: 8%; left: -2%; }
.loan-stat-chip-br { bottom: 2%; right: 4%; }

@keyframes loan-drift {
    0%, 100% { transform: translate(0, 0) rotate(0deg); }
    50%      { transform: translate(0, -10px) rotate(1deg); }
}

@keyframes loan-drift-main {
    0%, 100% { transform: translate(-50%, -50%) rotate(-2deg); }
    50%      { transform: translate(-50%, -50%) translateY(-8px) rotate(0deg); }
}

@media (prefers-reduced-motion: reduce) {
    .loan-stat-main, .loan-stat-chip { animation: none; }
}

/* ===== CATEGORY FILTER TABS + sort control ===== */
.loan-tabs-wrapper {
    background: var(--white);
    border-bottom: 1px solid #eee;
    position: sticky;
    top: 83px;
    z-index: 999;
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}

.loan-tabs-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    flex-wrap: wrap;
    padding: 14px 0;
}

.loan-tab-btn {
    background: var(--light-bg);
    border: none;
    padding: 9px 18px;
    font-weight: 600;
    font-size: 0.84rem;
    color: var(--text-dark);
    border-radius: 30px;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 7px;
    white-space: nowrap;
    transition: all 0.25s ease;
}

.loan-tab-btn:hover {
    background: #e4ecf3;
    color: var(--primary);
}

.loan-tab-btn.active {
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    color: var(--white);
    box-shadow: 0 4px 12px rgba(37,117,252,0.3);
}

.loan-tab-count {
    background: rgba(255,255,255,0.6);
    color: var(--dark);
    font-size: 0.7rem;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 20px;
}

.loan-tab-btn.active .loan-tab-count {
    background: rgba(255,255,255,0.9);
    color: var(--primary);
}

.loan-sort-btn {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: none;
    border: 1px solid #dbe2ea;
    padding: 8px 16px;
    font-weight: 600;
    font-size: 0.82rem;
    color: var(--text-light);
    border-radius: 30px;
    cursor: pointer;
    white-space: nowrap;
    margin-left: 4px;
    transition: all 0.25s ease;
}

.loan-sort-btn:hover {
    border-color: var(--primary);
    color: var(--primary);
}

.loan-sort-btn.active {
    background: var(--dark);
    border-color: var(--dark);
    color: var(--white);
}

/* ===== LENDER SECTION + two-column layout ===== */
.loan-section {
    padding: 40px 0 20px;
    /* FIX: so scrollIntoView() from the tab-switch JS lands the results
       just below the sticky navbar + sticky tabs bar, instead of hiding
       the first row of cards underneath them. */
    scroll-margin-top: 150px;
}

.loan-layout {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: 32px;
    align-items: start;
}

.loan-main {
    min-width: 0;
}

.loan-category-group {
    margin-bottom: 36px;
}

.loan-category-group:last-child {
    margin-bottom: 10px;
}

.loan-category-title-row {
    display: flex;
    align-items: baseline;
    gap: 10px;
    margin-bottom: 3px;
}

.loan-category-title-row h2 {
    font-size: 1.15rem;
    margin: 0;
}

.loan-category-count {
    color: var(--text-light);
    font-weight: 500;
    font-size: 0.82rem;
}

.loan-category-note {
    color: var(--text-light);
    font-size: 0.86rem;
    max-width: 68ch;
    margin-bottom: 16px;
}

/* ===== LENDER CARDS — compact vertical grid ===== */
.loan-list {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
    gap: 16px;
}

.loan-card {
    position: relative;
    display: flex;
    flex-direction: column;
    background: var(--white);
    border: 1.5px solid #bcd6f5;
    border-radius: 16px;
    padding: 18px 18px 16px;
    box-shadow: 0 6px 18px rgba(20,40,70,0.09);
    transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}

.loan-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 30px rgba(20,40,70,0.1);
    border-color: #dce6f5;
}

.loan-card-badge {
    position: absolute;
    top: 16px;
    right: 16px;
    background: #e8f3ff;
    color: var(--primary);
    border: none;
    font-size: 0.66rem;
    font-weight: 700;
    padding: 4px 11px;
    border-radius: 20px;
}

.loan-card-identity {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 14px;
}

.loan-card-logo {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 0.6rem;
    flex-shrink: 0;
    transition: transform 0.35s ease, box-shadow 0.35s ease;
}

/* card logo circle pops on hover, same feel as svc-included-icon */
.loan-card:hover .loan-card-logo {
    transform: scale(1.1) rotate(-4deg);
    box-shadow: 0 10px 22px rgba(37,117,252,0.3);
}

/* a small rotating palette so lenders stay easy to tell apart at a glance */
.loan-list .loan-card:nth-of-type(6n+2) .loan-card-logo { background: linear-gradient(135deg, #f5a742, #d9820f); }
.loan-list .loan-card:nth-of-type(6n+3) .loan-card-logo { background: linear-gradient(135deg, #c0455c, #96263c); }
.loan-list .loan-card:nth-of-type(6n+4) .loan-card-logo { background: linear-gradient(135deg, #2eb4a3, #1c8478); }
.loan-list .loan-card:nth-of-type(6n+5) .loan-card-logo { background: linear-gradient(135deg, #7c6ff0, #5847c9); }
.loan-list .loan-card:nth-of-type(6n) .loan-card-logo   { background: linear-gradient(135deg, var(--dark), #2a4670); }

.loan-card-name-wrap {
    min-width: 0;
    padding-right: 44px;
}

.loan-card-name {
    font-weight: 700;
    color: var(--dark);
    font-size: 0.94rem;
    line-height: 1.3;
}

.loan-card-type {
    font-size: 0.74rem;
    color: var(--text-light);
    margin-top: 1px;
}

.loan-card-rates {
    display: flex;
    flex-direction: column;
    gap: 9px;
    margin-bottom: 12px;
}

.loan-rate-chip {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
}

.loan-rate-chip-main {
    display: flex;
    align-items: center;
    gap: 9px;
    min-width: 0;
}

.loan-rate-chip-icon {
    width: 25px;
    height: 25px;
    flex-shrink: 0;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 0.68rem;
}

.loan-rate-chip-nc .loan-rate-chip-icon { background: #eaf1ff; color: var(--primary); }
.loan-rate-chip-wc .loan-rate-chip-icon { background: #e6f7ec; color: #1f8a4c; }

.loan-rate-chip-label {
    font-size: 0.68rem;
    color: var(--text-light);
    margin-bottom: 1px;
}

/* ---- numbers inside the cards: made smaller per request ---- */
.loan-rate-chip-value {
    font-weight: 800;
    color: var(--dark);
    font-size: 0.82rem;   /* was 0.94rem */
    line-height: 1.15;
}

.loan-rate-chip-amt {
    font-weight: 700;
    color: var(--text-dark);
    font-size: 0.7rem;    /* was 0.78rem */
    text-align: right;
    white-space: nowrap;
    flex-shrink: 0;
}
/* -------------------------------------------------------------- */

.loan-card-meta {
    display: flex;
    gap: 8px;
    margin-bottom: 14px;
    flex-wrap: wrap;
}

.loan-meta-item {
    display: flex;
    align-items: center;
    gap: 5px;
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--text-dark);
    background: var(--light-bg);
    padding: 5px 9px;
    border-radius: 8px;
}

.loan-meta-item svg {
    color: var(--text-light);
    flex-shrink: 0;
}

.loan-card-action {
    margin-top: auto;
}

.loan-row-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    width: 100%;
    background: var(--light-bg);
    color: var(--primary);
    font-weight: 700;
    font-size: 0.8rem;
    padding: 10px;
    border-radius: 10px;
    white-space: nowrap;
    transition: all 0.25s ease;
}

/* "Ask about this lender" hover — text stays white and visible against the primary bg */
.loan-row-btn:hover {
    background: var(--primary);
    color: #ffffff !important;
}

/* ===== SIDEBAR ===== */
.loan-sidebar {
    display: flex;
    flex-direction: column;
    gap: 20px;
    position: sticky;
    top: 105px;
}

.loan-sidebar-card {
    background: var(--white);
    border: 1px solid #edf0f4;
    border-radius: 16px;
    padding: 22px 22px 20px;
}

.loan-sidebar-card h3 {
    font-size: 1rem;
    color: var(--dark);
    margin: 0 0 14px;
}

.loan-why-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 11px;
}

.loan-why-list li {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    font-size: 0.84rem;
    color: var(--text-dark);
    line-height: 1.45;
}

.loan-why-list li svg {
    color: #1f8a4c;
    flex-shrink: 0;
    margin-top: 2px;
}

.loan-sidebar-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    color: var(--white);
    font-weight: 700;
    font-size: 0.86rem;
    padding: 12px;
    border-radius: 10px;
    transition: all 0.25s ease;
}

.loan-sidebar-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 22px rgba(37,117,252,0.3);
    color: var(--white);
}

.loan-sidebar-help {
    background: var(--light-bg);
    border-color: #dce8f7;
}

.loan-sidebar-help p {
    font-size: 0.84rem;
    color: var(--text-light);
    line-height: 1.55;
    margin: 0 0 16px;
}

.loan-contact-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.loan-contact-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.86rem;
    font-weight: 700;
    color: var(--primary);
    transition: gap 0.2s ease;
}

.loan-contact-item:hover {
    gap: 13px;
}

.loan-contact-item svg { flex-shrink: 0; }

.loan-contact-phone {
    display: flex;
    align-items: center;
    gap: 10px;
    padding-top: 10px;
    margin-top: 2px;
    border-top: 1px solid #dce8f7;
    color: var(--dark);
}

.loan-contact-phone svg { flex-shrink: 0; color: var(--primary); }

.loan-contact-phone strong {
    display: block;
    font-size: 0.86rem;
}

.loan-contact-phone span {
    display: block;
    font-size: 0.72rem;
    font-weight: 500;
    color: var(--text-light);
    margin-top: 1px;
}

/* ===== CTA STRIP ===== */
.loan-cta {
    background: var(--light-bg);
    border-radius: 16px;
    padding: 24px 28px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap;
    margin: 34px 0 10px;
}

.loan-cta h3 {
    font-size: 1.05rem;
    margin-bottom: 4px;
}

.loan-cta p {
    color: var(--text-light);
    font-size: 0.86rem;
    max-width: 52ch;
}

/* FIX: "Talk to a loan advisor" (btn-primary) looked flat with no depth.
   Added a proper base shadow + hover lift, same elevated feel as
   .loan-consult-submit / .loan-sidebar-btn, and kept the white text
   fix so hover never turns invisible. */
.loan-cta .btn-primary {
    box-shadow: 0 10px 24px rgba(37,117,252,0.28);
    transition: transform 0.25s ease, box-shadow 0.25s ease, color 0.25s ease;
}

.loan-cta .btn-primary:hover {
    color: var(--white) !important;
    transform: translateY(-3px);
    box-shadow: 0 16px 34px rgba(37,117,252,0.4);
}

/* ===== CONSULTATION FORM ===== */
.loan-consult {
    background: linear-gradient(135deg, var(--dark), var(--primary));
    padding: 60px 0 90px;
    scroll-margin-top: 100px;
}

.loan-consult h2 {
    color: var(--white);
    text-align: center;
    font-size: 1.5rem;
    margin-bottom: 8px;
}

.loan-consult-sub {
    text-align: center;
    color: #cfd9f0;
    font-size: 0.9rem;
    margin-bottom: 28px;
}

.loan-consult-form {
    max-width: 720px;
    margin: 0 auto;
    background: var(--white);
    border-radius: 18px;
    padding: 30px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.25);
}

.loan-consult-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
}

.loan-consult-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.loan-consult-field.full {
    grid-column: 1 / -1;
}

.loan-consult-field label {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--dark);
}

.loan-consult-field input,
.loan-consult-field select,
.loan-consult-field textarea {
    border: 1px solid #e2e6ec;
    border-radius: 10px;
    padding: 11px 14px;
    font-family: inherit;
    font-size: 0.88rem;
    color: var(--text-dark);
    outline: none;
    transition: border-color 0.2s ease;
}

.loan-consult-field input:focus,
.loan-consult-field select:focus,
.loan-consult-field textarea:focus {
    border-color: var(--primary);
}

.loan-consult-submit {
    width: 100%;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    color: var(--white);
    border: none;
    padding: 13px;
    border-radius: 10px;
    font-weight: 700;
    font-size: 0.94rem;
    cursor: pointer;
    transition: all 0.3s ease;
}

.loan-consult-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 24px rgba(37,117,252,0.35);
}

/* ===================================================
   RESPONSIVE
   =================================================== */
@media (max-width: 992px) {
    .loan-hero h1 { font-size: 1.9rem; }
    .loan-hero-grid { grid-template-columns: 1fr; }
    .loan-stat-stack { display: none; }

    .loan-layout { grid-template-columns: 1fr; }
    .loan-sidebar { position: static; flex-direction: row; flex-wrap: wrap; }
    .loan-sidebar-card { flex: 1 1 280px; }
}

@media (max-width: 768px) {
    .loan-hero { padding: 34px 0 68px; }
    .loan-hero h1 { font-size: 1.6rem; }
    .loan-section { padding: 30px 0 10px; scroll-margin-top: 120px; }
    .loan-category-title-row h2 { font-size: 1.05rem; }
    .loan-consult-grid { grid-template-columns: 1fr; }
    .loan-consult-form { padding: 22px; }

    .loan-list { grid-template-columns: 1fr; }
    .loan-sidebar { flex-direction: column; }
    .loan-tabs-inner { justify-content: flex-start; overflow-x: auto; flex-wrap: nowrap; padding: 14px 16px; }
}